LIC# 10845, Independently owned and operated.

Serving : Ontario +1 647-982-3313


    For a Private Mortgage


    Access up to 85% of the equity in your home

    Refinance 1st or 2nd Mortgages to Maximum Equity

    Reasons to take out a Private Mortgage

    Pay Off Debt

    Investment Opportunity

    Increase Cash Flow

    Home Improvement & Renovation

    Business Financing


    Low Interest Rates

    Pay tuition Fee

    Auto Financing

    Pay Mortgage Arrears

    Pay Off Consumer Proposal

    Pay Off Bankruptcy

    Advantages of Private Mortgage

    Reducing Monthly Payments

    In Canada, most of the mortgages usually last for 5 years but the time duration of private mortgages is only one to two years. So, private mortgages can help if you want to attain the property for a short duration. Also, it can help you to improve your credit history in one to two years so that you can apply for a home loan from a bank after finish up your short-term private mortgage.

    Low Interest Rates

    A private mortgage is a great short-term solution to meet current financial needs. With rates still low, now is a great time to discover the options available to you! Working with one of the most recognized and trusted mortgage brokerages in Canada, I can provide you with the choice, convenience, and counsel that you deserve.

    To consolidate debt

    With the ever-changing market and a stricter mortgage stress test, many Canadians are finding it harder to qualify for a mortgage and are turning to alternative solutions. Private lenders are more flexible with required qualifications than traditional lenders. If you are looking to buy a home or qualify for a second mortgage, a private mortgage is an option!

    How Much equity is there in your home? How much do you qualify for?

    Home Equity, Interest Rate, and Monthly Payments with No Obligations quote

    Recent Google Reviews

    Tanvir Chowdhury
    Tanvir Chowdhury
    Very knowledgeable, punctual and detail oriented person to make sure mortgage process goes smoothly and accurately.
    Star lite Cargo Inc.
    Star lite Cargo Inc.
    Mr. Paramjit Bhatia is very professional in his fields and he clarify every point in very good manner. he is very responsible and knowledgeable towards his tasks.
    Harminder Lakhi
    Harminder Lakhi
    Easy to deal with and gets the job done, 5 stars from me.
    sarbjit sahota
    sarbjit sahota
    He is the guy for all mortgage needs he helped me to get my mortgage pre approval right on time.
    Harminder Aulak
    Harminder Aulak
    Paramjit Singh Bhatia helped me to do Refinance he helped me from start to end. He is very responsive and nice. he is very responsible and knowledgeable Thanks Paramjit
    Anureet Sidhu
    Anureet Sidhu
    We are very pleased with the attention and service we received .Mr BHATIA went above and beyond to respond to us quickly and answer any questions we had before,during and after closing, Thank you so much sir.
    gags gill
    gags gill
    Great work Akal mortgage i had a excillent experiance with them. parmjit bhajee did great work without any problem .
    Daljit Kaur
    Daljit Kaur
    Very nice and professional service. Happy about the professional shown !!

    Awards and Recognition

    AKAL Mortgages

    We are a registered franchise of the Mortgage Alliance Network, and we work with over 39 lenders.
    100% Licensed

    Call us now