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LIC# 10845, Independently owned and operated.

Serving : Ontario +1 647-982-3313

Apply Now For Quick Approval !

        Get APPROVED

        For a Private Mortgage

        LOW INCOME, LOW CREDIT SCORE, NO WORRIES!!

        Access up to 85% of the equity in your home

        Refinance 1st or 2nd Mortgages to Maximum Equity

        Get Started

        Reasons to take out a Private Mortgage

        Pay Off Debt

        Investment Opportunity

        Increase Cash Flow

        Home Improvement & Renovation

        Business Financing

        Vacation

        Low Interest Rates

        Pay tuition Fee

        Auto Financing

        Pay Mortgage Arrears

        Pay Off Consumer Proposal

        Pay Off Bankruptcy

        Advantages of Private Mortgage

        Reducing Monthly Payments

        In Canada, most of the mortgages usually last for 5 years but the time duration of private mortgages is only one to two years. So, private mortgages can help if you want to attain the property for a short duration. Also, it can help you to improve your credit history in one to two years so that you can apply for a home loan from a bank after finish up your short-term private mortgage.

        Low Interest Rates

        A private mortgage is a great short-term solution to meet current financial needs. With rates still low, now is a great time to discover the options available to you! Working with one of the most recognized and trusted mortgage brokerages in Canada, I can provide you with the choice, convenience, and counsel that you deserve.

        To consolidate debt

        With the ever-changing market and a stricter mortgage stress test, many Canadians are finding it harder to qualify for a mortgage and are turning to alternative solutions. Private lenders are more flexible with required qualifications than traditional lenders. If you are looking to buy a home or qualify for a second mortgage, a private mortgage is an option!

        How Much equity is there in your home? How much do you qualify for?

        Apply Today

        Home Equity, Interest Rate, and Monthly Payments with No Obligations quote

        Recent Google Reviews

        Renu Chand
        Renu Chand
        2023-01-10
        Parmjit sing Bhatia professional and knowledgeable and trust worthy,he help to get our mortgage quick and simple He has access to lot of lendens and he has a solution to any financial situations.some major bank say no but Mr Bhatia has different options that other don't.Don,t go have and there just contact .Mr Bhatia he will definitely help you Thanks .Mr Bhatia
        Charanjeet Bhogal
        Charanjeet Bhogal
        2022-11-21
        Parmjeet singh is verry good working and honestly doing his job.
        Gurpartap Singh
        Gurpartap Singh
        2022-10-21
        Paramjit Singh Bhatia is one of the best Mortgage Agent i have ever met. Through professional and follow up is exceptional. His knowledge of mortgage industry is vast that helps you with the information and decision making relatively quick. I wish success in future
        pb32 punjab
        pb32 punjab
        2022-09-17
        Home Mortgage Care with Awesome experience! Highly recommend! This was the biggest financial decision of our life and they understood that!!! All of our options were explained in detail which helped us make a decision that we are happy with
        Manjinder Mann
        Manjinder Mann
        2022-09-14
        Paramjit Singh Bhatia is very professional and knowledgeable and trustworthy, he helped to get our mortgage quick and simple. He has access to lots of lenders and he has a solutions to any financial situations. Sometimes major banks say No but Mr.Bhatia has different options that others don't. Don't go here and there just contact Mr.Bhatia he will definitely help you out! Thanks Mr.Bhatia.
        Gurmeet Gulati
        Gurmeet Gulati
        2022-09-02
        Thanks for all your help Paramjit Bhatia ji. You are the best!
        jagroop Singh
        jagroop Singh
        2022-07-23
        Thanks Paramjt you helped me lot and help me on time work was very smooth and you update me on every steps what you said you did it thank you for your help
        Tanvir Chowdhury
        Tanvir Chowdhury
        2022-07-06
        Very knowledgeable, punctual and detail oriented person to make sure mortgage process goes smoothly and accurately.
        Star lite Cargo Inc.
        Star lite Cargo Inc.
        2022-05-09
        Mr. Paramjit Bhatia is very professional in his fields and he clarify every point in very good manner. he is very responsible and knowledgeable towards his tasks.

        Awards and Recognition

        AKAL Mortgages

        We are a registered franchise of the Mortgage Alliance Network, and we work with over 39 lenders.
        100% Licensed

        Call us now

        +1 647-982-3313